How to take Zest Money Personal Loan: What if you are in dire need of money and all your close friends, buddies and relatives have turned their backs? Yes friends there are times in life. Who would you turn to for money at a time like this? Friends, there is absolutely no need to fear in such difficult times. In such difficult times you can take advantage of Zest Money Personal Loan. So let’s know how to take Zest Money Personal Loan (How to take Zest Money Personal Loan) , from which you can take whenever you want, for any work you want sitting at home and that too without any more documents.
Now many of you may have a question in your mind that what is this Zest Money Personal Loan? How will Zest Money Personal Loan help me? How can I avail Zest Money Loan? I will tell you the answer to all these questions.
So let’s know what is Zest Money Personal Loan
Zest Money Personal Loan is a loan service provided by Zest Money Company which is working in the field of loan disbursement since 2013.
Any citizen of India can apply for a loan from Zest Money . But to get a personal loan from Zest Money you have to fulfill some of their eligibility conditions. You get a personal loan offer on Zest Money only if you meet the eligibility criteria of Zest Money .
How does Zest Money give Personal Loan?
So let’s know friends how Zest Money gives you loan. Zest Money is a Personal Loan Company that specifically gives you an opportunity to buy items from major E-Commerce Stores on EMI without any Credit Card.
For this, Zest Money offers you a Credit Line by looking at your documents and your CIBIL Score .
Zest Money is especially famous for providing EMI based loan service without Credit Card at most of the major E-Commerce Stores .
Currently, Zest Money has also started providing Personal Loan facility to people. If you are an existing customer of Zest Money Company, you will have no problem in getting Zest Money se Personal Loan . If you are a new customer, you may face some difficulty in getting a loan from the company.
What documents are required to take a personal loan from Zest Money?
To avail a personal loan from Zest Money, you will need the following documents
◾ aadhar card
◾ PAN Card
◾ 6 months bank statement
◾ Any bank account
You will need these four things to take a personal loan
What is the interest rate for Zest Money Personal Loan?
Zest Money Personal Loan is a personal loan that falls under the category of high risk loans. So the personal loan interest rate taken from Zest Money will also be the same as many other banks or private NBFCs . Which usually ranges from 14% to 36%.
Where can you avail Zest Money Personal Loan?
Zest Money Loan is a Personal Loan. Which you can use anywhere for your personal work.
How to take personal loan from Zest Money?
To take a personal loan from Zest Money, you need to have an account with Zest Money. If you are a new Zest Money customer, you may face some problems in getting a loan.
So let us know the steps you have to follow to take Zest Money Loan :
- First of all, you need to visit the website zestmoney.in, or install the Zest Money app from the Google Play Store.
- After opening zestmoney.in website or installing Zest Money app, you will see Check Credit Limit option. You have to select that option.
- As soon as you click on Check Credit Limit, you will be asked for your mobile number, once you provide it, you will receive an OTP on your mobile for verification.
- After verifying the mobile number, the application form of Zest Money will open in front of you. In that form, you will be asked for your Aadhar Card and Pan Card along with some other information. And keep in mind that all the details should match with your Aadhaar card and PAN card. Otherwise your loan application request will be canceled by Zest Money Company. So fill the information carefully.
- Then in the next steps you will be asked some basic information questions like :- What do you do? What is your gross salary? How much does it cost you in a month? who do you live with Some personal questions like etc will be asked from you and you have to answer them correctly, answer all the answers correctly so that you don’t face any problem in getting the loan. After completing all the process your account will be created in Zest Money.
- After creating a Zest Money Account, you will be given a credit line by the company to make purchases at online e-commerce stores , which can range from ₹1000 to ₹1 lakh depending on your credit score.
- Now to be eligible for Zest Money Loan, you have to avail credit line provided by Zest Money for online shopping and pay EMI on time.
- When you avail the credit line provided by Zest Money and keep paying the EMIs periodically, you will be eligible to take a personal loan from Zest Money .
- Once you qualify for a personal loan, you can take a loan from Zest Money without any documents. For that, you have to go to Zest Money’s website or Zest Money’s Mobile App and activate the Personal Loan offer provided by them and your Personal Loan amount will be transferred to your bank account instantly.
So friends, today we know how you can take Zest Money Personal Loan . If you also want to take a loan from Zest Money, you can also take a loan from Zest Money by following the above procedures.
To take a loan from Zest Money , you just have to follow some of their above mentioned eligibility criteria. If you meet those eligibility criteria, then with Zest Money you can avail a Personal Loan ranging from ₹ 10,000/- to ₹ 1 Lakh.
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